Pennsylvania (PA) Auto Insurance
Pennsylvania (PA) auto insurance protects you against financial damages and losses in event that you are involved in an automobile accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
All owners of automobiles in the Commonwealth of Pennsylvania are required by law to purchase and maintain auto insurance. PA laws relating to automobile insurance coverage are compiled in 75 Pa.C.S.A. ßß1701 et seq., commonly known as the Act 6 Amendments to the Pennsylvania Motor Vehicle Financial Responsibility Law.
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As a Pennsylvania, driver or passenger, it is important to understand how pa auto insurance affects you if you are ever involved in an auto accident. The type of auto insurance coverage you select will depend upon your needs.
Most standard PA Auto insurance through America Insurance Agency provides property, liability, and medical coverage:
- Property coverage pays for damage to or theft of your car.
- Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
- Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
If you're financing a car, your lender may also have requirements.
Most auto policies are for six months to a year. America Insurance Agency will notify you by mail when it’s time to renew you pa auto insurance policy and to pay your premium.